Savings












Share Account 
Deposit as little as $25 into this account to begin your credit union membership. You'll earn high quarterly dividends and have access to our other low-cost financial services.
 
 
Share Certificates 
Earn the highest rate your Credit Union offers with a minimum deposit of only $1,000 in a Share Certificate. We feature Certificates from 90 days to three years. Monthly interest can be mailed to your home, compounded back into your Certificate or deposited into your share account - the choice is yours. Competitive rates on new Certificates change weekly; please check the current rate for the amount you would like to invest. There is a penalty for early withdrawal.
 
 
Christmas Club

Save for Christmas throughout the year using our special savings account. Your account earns quarterly dividends, and we'll mail you a check for your account balance in November. Use payroll deduction to help your account balance grow. 

 

Retirement Account 
Individual Retirement Accounts (Ira's) earn high dividends, and most members can enjoy tax advantages for their IRA deposits*. There is no minimum deposit required and your account earns monthly dividends. IRAs are separately insured to $100,000 by the National Credit Union Administration.
 
 
Federally Insured 
Your Credit Union savings are federally insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government.
 
 
Truth In Savings 
For complete details about any ACIPCO Federal Credit Union deposit account, request a copy of our Truth in Savings account disclosures by calling or visiting our office.
 
*Consult your tax advisor for more information.
 

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