Rates

Rates

Loans | Savings | Certificates

Loans	Rate	APR*	Term
Motor Vehicles 2008 - 2007 (New) $20,000.00 or More	7.500	7.500	72	Calculator
Motor Vehicles 2008 $20,000.00 or Less Through 2005 **	6.500	6.500	60	Calculator
Motor Vehicles 2004 Through 2002	6.250	6.250	48	Calculator
Motor Vehicles 2001 Through 1999	5.750	5.750	36	Calculator
Motor Vehicles 1998 and Older (Max term of 36 months)	9.900	9.900	36	Calculator
Signature	15.000	15.000	36	Calculator
VISA (Maximum $5,000)	11.990	11.990	n/a	Calculator
New Mobile Homes	13.500	13.500	120	Calculator
Used Mobile Homes	14.500	14.500	120	Calculator
Share & CD Secured (2% More than Earnings)		0.000	n/a	Calculator
New Computers (up to 36 months)	9.900	9.900	36	Calculator
Real Estate 5 Year Adjustable (2% Life Cap) ***	6.000	6.000	180	Calculator
Real Estate 5 Year Adjustable (4% Life Cap) CALL CREDIT UNION ***	6.500	6.500	360	Calculator
Real Estate - Express Equity Line of Credit ***	6.000	6.000	60	Calculator

*APR = Annual Percentage Rate
** (New Motorcycles, ATV's, Jet Skis, Lawn Tractors - Max Term 36 Months With 60 Month Rate)
***Please see a loan officer for complete details on Real Estate Loan Rates.
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Savings	Dividend Rate	APY*	Term
Regular Shares	1.000	1.000	n/a
Share Draft	0.500	0.500	n/a
Easy Access	2.000	2.020	n/a
IRA	3.000	3.040	n/a

*APY = Annual Percentage Yield
Regular Shares dividends posted quarterly. Share Draft, Easy Access and IRA interest posted monthly.
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Certificates	Dividend Rate	APY*	Term
3 Month	3.000	3.040	3
6 Month	3.000	3.040	6
12 Month	3.250	3.300	12
24 Month	3.500	3.550	24
36 Month	4.000	4.070	36

*APY = Annual Percentage Yield
Certificate interest posted monthly.
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