Due to the enormous amount of debit card fraud we have seen over the past year, we have instituted limits on debit card purchases outside the state of Alabama. On purchases for more than $100, a PIN will be required for the transaction. Excluded from this rule are gas stations and restaurants. Please contact Member Services (option 2) if you have any questions, or if you will be travelling outside of Alabama.
We have also added a PIN requirement on retail stores due to the large amount of fraudulent transactions at retail stores. These transactions are not processed with a PIN, so we hope this will reduce the amount of fraudulent transactions coming through our members' accounts. Please contact Member Services (option 2) if you have any questions.