Remote Deposit Capture

Remote deposit capture makes depositing checks a snap! 

To get started:

  • Download our ACIPCO FCU Mobile app, if you haven't already. 
  • Sign the back of your check and write the date, your account number, and "For AFCU Mobile Deposit Only".
  • Open the app and on the left-hand menu, select Remote Deposit.
  • Select the AFCU account (savings, checking or Easy Access) you would like to deposit the check into.
  • Enter the amount of the deposit.
  • Take a picture of the front and back of the check.
  • Confirm the deposit information and submit.

Quick Tips

  • Taking a clear, legible picture of your check:
  • Place the check on a dark surface
  • Take the photo near a natural light source rather than using the flash
  • While we do not need to receive your physical checks, we recommend keeping them in a safe place for 30 days after depositing via mobile check deposit.

Checks will be available based on our funds availability policy.  Checks $225 or less deposited before 2:00 pm CT on a business day (every day except Saturdays, Sundays, and federal holidays) are normally available for withdrawal on the next business day.  For checks greater than $225 deposited before 2:00 pm CT on a business day, the first $225 will be available for withdrawal on the next business day.  The remainder will be available on the third business day after the day of deposit.

A daily limit of $5,000 applies to mobile deposit.  If you have checks totaling more than $5,000, please visit the credit union or one of our service center locations.

VISA Card Mobile App

Download our mobile app for your ACIPCO FCU VISA credit and debit card(s) from the iTunes app store or the Google Play store.  You can self register through the app.



In the AFCU Mycard app, you can view any card transactions, mark your card lost or stolen, view your rewards balance and much more!

ACH Transfer

We now offer ACH Transfers through online banking and the mobile app!  This service is completely FREE!  It is located under "Transfer In/Out".  Through this service, you can transfer to or from any account at any financial institution.  Also, depending on the timing of the request, the transfer can be completed the same day.  Please contact the credit union for more details, or if you have any questions.


Mobile Wallet

What is mobile wallet?

Mobile wallet (also called e-wallet) is a way to carry your credit or debit card information in digital form on your mobile device. It allows you to make purchases instantly with your smartphone, tablet or smartwatch instead of using your physical plastic card.

How does a mobile wallet work?

Mobile wallets work through an app on your device and stores your credit or debit card information securely so that you can make purchases online, through apps or at any compatible card reader.

How do you make purchases using a mobile wallet?

When you check out at participating merchants, access the mobile wallet and choose your card. If you’re making an in-store purchase, just hold your mobile device up to the compatible card reader.

Which mobile wallets can I use with my AFCU cards?

Apple Pay
Google Pay
Samsung Pay

Where can I use my AFCU cards with mobile wallet?

Apple Pay is available at over than a million stores and restaurants, in merchant mobile apps, and online via the Safari browser.  View the list of merchants at the Apple Pay site.

Use Google Pay at over one million locations whose payment terminals are set up to accept Google Pay. Or, complete your purchase by selecting “Buy with Google Pay” in participating Android apps. View the list of merchants and apps at the Google Pay site.

Use your AFCU card with Samsung Pay almost anywhere you can swipe or tap a credit or debit card.