Credit Card

Please visit our credit card page by clicking here, for information on our ACIPCO FCU Rewards VISA.

Debit Card

There is no annual fee for our debit cards. Our debit cards can be used anywhere that VISA is accepted. 

You can now contact us after hours with debit card related questions at 1-888-918-7729.

To change your PIN at any time please call PIN Now 1-866-985-2273.

To protect our members from debit card fraud, our debit cards have daily limits of:

  • Signature Transactions - $2,500
  • PIN Transaction - $2,500
  • ATM Withdrawals - $500

These limits can be raised temporarily if you are anticipating a large purchase, or multiple purchases.  Please contact the credit union at 205-328-4371 if you would like to temporarily increase your daily limit.

Lost/Stolen Numbers

To report your card lost or stolen, please call the credit union at 205-328-4371. For after hours or weekend reporting call 1-888-918-7729. If you have debit card fraud on your account, please visit our Fraud Information page here for more information.

Activation Numbers

To activate a debit card or ATM card, please call 1-866-985-2273.

Surcharge-Free ATMs

As a debit or ATM cardholder with ACIPCO Federal Credit Union, you have access to tens of thousands of surcharge-free ATMs coast to coast. Click here for an ATM locator.

Instant Issue Debit Cards

If you need a replacement debit card because it is lost, broken, etc., come by the Credit Union and we can print a new card within minutes. Your new card will work immediately when you leave the Credit Union. There is no charge for these cards until the 3rd replacement card.