Rates current as of January 1, 2016 and subject to change

Deposit Accounts
Account Type APR APY* Min. Balance Required
Regular Shares 0.25% 0.25% $25.00
Share Draft 0.25% 0.25% N/A
Easy Access 0.35% 0.35% $1,000.00
IRA 0.50% 0.50% N/A
3 Month Certificate 0.25% 0.25% N/A
6 Month Certificate 0.50% 0.50% N/A
12 Month Certificate 0.75% 0.75% N/A
24 Month Certificate 1.00% 1.01% N/A
36 Month Certificate 1.25% 1.26% N/A

*Annual Percentage Yield