Rates current as of January 9, 2024 and are subject to change.

Consumer Loans
Auto APR**
48 Months & Less 5.25%
60 Months 6.00%
72 Months 6.50%
84 Months 7.25%
2024-2021 $30,000 or Greater Max Term 84 Months
2020-2018 Max Term 72 Months
2017-2015 Max Term 60 Months
2014 And Older Max Term 48 Months – Rate beginning at 8.50%
Boats/Motorcycles/Farm Tractors > $10,000
48 Months & Less 6.25%
60 Months (over $10,000) 6.75%
72 Months (over $15,000) 7.25%
ATV/Waverunner/Farm Equipment/Farm Tractors < $10,000
48 Months & Less 7.75%
60 Months (over $10,000) 8.00%
Motor Home/Travel Trailer
60 Months & Less 7.00%
96 Months (Over $20,000) 8.00%
120 Months (Over $40,000) 9.00%
Signature/Personal
36 Months & Less 10.00%
VISA
Credit Card 9.99%
Share Certificate/Share Secured
36 Months & Less Earnings + 2.00%
Real Estate Loans
5/5 Adjustable Rate APR** Max LTV
180 Months & Less (Lifetime rate cap: 2.00%) 7.50% 95%
360 Months & Less (Lifetime rate cap: 4.00%) 7.95% 95%
3/1 Adjustable Rate
360 Months & Less (Lifetime rate cap: 6.00%)
Contact a loan officer
for the current rate.
95%
Express Equity LOC
60 Months & Less 8.95% 95%

*Actual interest rates may vary based on credit history.

**Annual Percentage Rate