Rates current as of January 1, 2019 and are subject to change.

Consumer Loans
Auto APR**
48 Months & Less 3.50%
60 Months 3.95%
72 Months 4.25%
84 Months 4.50%
2019-2018 (New) $20,000 or Greater Max Term 84 Months
2017-2016 Max Term 72 Months
2015-2013 Max Term 60 Months
2012-2010 Max Term 48 Months
2009 And Older Max Term 48 Months – Rate beginning at 6.90%
Boats/Motorcycles
48 Months & Less 4.75%
60 Months (over $10,000) 4.95%
72 Months (over $15,000) 5.25%
ATV/Waverunner/Camper
48 Months & Less 5.50%
60 Months (over $10,000) 5.75%
Motor Home/Travel Trailer
60 Months & Less 6.50%
96 Months (Over $20,000) 7.50%
120 Months (Over $40,000) 8.50%
Signature/Personal
36 Months & Less 10.00%
VISA
Maximum $5,000 9.99%
Share Certificate/Share Secured
36 Months & Less Earnings + 2.00%
Real Estate Loans
5/5 Adjustable Rate APR** Max LTV
180 Months & Less (Lifetime rate cap: 2.00%) 4.50% 95%
360 Months & Less (Lifetime rate cap: 4.00%) 4.95% 95%
3/1 Adjustable Rate
360 Months & Less (Lifetime rate cap: 6.00%)
Contact a loan officer
for the current rate.
95%
Express Equity LOC
60 Months & Less 5.50% 95%

*Actual interest rates may vary based on credit history.

**Annual Percentage Rate