Rates current as of January 1, 2025 and are subject to change.
Consumer Loans
|
Auto |
APR** |
|
48 Months & Less |
5.75% |
|
60 Months |
6.50% |
|
72 Months |
7.00% |
|
84 Months |
7.75% |
|
2025-2022 $30,000 or Greater |
Max Term 84 Months |
|
2021-2019 |
Max Term 72 Months |
|
2018-2016 |
Max Term 60 Months |
|
2015 And Older |
Max Term 48 Months – Rate beginning at 9.25% |
|
Boats/Motorcycles/Farm Tractors > $10,000 |
|
48 Months & Less |
6.25% |
|
60 Months (over $10,000) |
6.75% |
|
72 Months (over $15,000) |
7.25% |
|
ATV/Waverunner/Farm Equipment/Farm Tractors < $10,000 |
|
48 Months & Less |
7.75% |
|
60 Months (over $10,000) |
8.00% |
|
Motor Home/Travel Trailer |
|
60 Months & Less |
7.00% |
|
96 Months (Over $20,000) |
8.00% |
|
120 Months (Over $40,000) |
9.00% |
|
Signature/Personal |
|
36 Months & Less |
10.00% |
|
VISA |
|
Credit Card |
9.99% |
|
Share Certificate/Share Secured |
|
36 Months & Less |
Earnings + 2.00% |
Real Estate Loans
|
5/5 Adjustable Rate |
APR** |
Max LTV |
|
180 Months & Less (Lifetime rate cap: 2.00%) |
7.00% |
95% |
|
360 Months & Less (Lifetime rate cap: 4.00%) |
7.50% |
95% |
|
3/1 Adjustable Rate |
|
360 Months & Less (Lifetime rate cap: 6.00%) |
Contact a loan officer
for the current rate.
|
95% |
|
Express Equity LOC |
|
60 Months & Less |
8.50% |
95% |
*Actual interest rates may vary based on credit history.
**Annual Percentage Rate