Please contact a loan officer at 205-328-4371 with any questions, or to apply for any of the following loans.  You may also apply by clicking here.


1st & 2nd Mortgages - Choose from a full range of mortgage products with terms up to 30 years. Variable interest rates are available as well as a variety of repayment terms. An ACIPCO Credit Union mortgage will save you money compared to a traditional mortgage financing. And our experienced loan staff will expertly guide you through the mortgage loan process.

Express Equity

Convert the equity in your home to cash for autos, education, home improvements or any other reason you need money. Our no-closing cost Express Equity program means you get money…fast. And, unlike some types of loans, the interest you pay may be tax-deductible.


Reduce the cost of your next new or used auto purchase with a low-cost ACIPCO Credit Union auto loan. Our easy terms mean a car payment won’t take such a bite out of your budget:

  • New autos – up to 100% financing for up to 84 months
  • Used Autos – financing for up to 72 months

Signature/Personal Loan

Borrow for any worthwhile purpose and take up to 36 months to repay.